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Loan Rates
Loan Application
| Rates as of 8/26/2010. |
| Rate Description |
Term |
APR |
APY |
| New Auto |
36 Months |
2.95% |
0% |
| New Auto |
48 Months |
3.15% |
0% |
| New Auto |
60 Months |
3.75% |
0% |
| New Auto |
72 Month |
5.00% |
0% |
| Used Auto (1 to 3 years old) |
Up to 60 Months |
3.75% |
0% |
| Used Auto (4 or 5 years old) |
Up to 48 Months |
4.25% |
0% |
| Used Auto (Over 5 years old) |
Up to 36 Months |
5.75% |
0% |
| Co-signed |
Up to 60 Months |
10.00% |
0% |
| Unsecured |
Up to 60 Months |
13.00% |
0% |
| Share Secured |
Up to 60 Months |
3.00% |
0% |
| Home Equity Line of Credit |
Up to 60 Months |
5.50% |
0% |
| Home Equity Line of Credit |
Up to 120 Months |
6.50% |
0% |
| Visa Classic Credit Card |
$7,500 Maximum Credit Limit - No Annual Fee |
8.50% |
0% |
| Visa Platinum Card |
$10,000 Credit Limit - No Annual Fee |
7.00% |
0% |
| Back to School Special - Through October 31, 2010 |
Maximum $5,000 |
6.00% |
0% |
| Back to School Special - Through October 31, 2010 |
Maximum $5,000 |
6.50% |
0% |
Savings/Shares Rates
| Rates as of 8/26/2010. |
| Rate Description |
Term |
APR |
APY |
| Statement Savings $100 to $2,500 |
Daily |
.25% |
0.25% |
| Statement Savings Over $2,501 |
Daily |
.50% |
0.5% |
| Christmas Club |
Daily |
.25% |
0.25% |
| Vacation Club |
Daily |
.25% |
0.25% |
Certificates
| Rates as of 8/26/2010. |
| Rate Description |
Term |
APR |
APY |
| 6-Month CD |
6 months |
0.75% |
0.75% |
| 1 Year CD |
1 Year |
1.00% |
1% |
IRAs
| Rates as of 8/26/2010. |
| Rate Description |
Term |
APR |
APY |
| 1 Year CD |
1 Year |
1.00% |
1% |
| 18-Month CD |
18 Month |
1.50% |
1.51% |
Share Draft
| Rates as of 8/26/2010. |
| Rate Description |
Term |
APR |
APY |
| Convenience Checking |
$5 minimum balance |
0% |
0% |
| Advantage Checking |
$500 min. bal. Fees may apply. |
0.750% |
0.75% |
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